Rates and reimbursements

Overview

Rates & reimbursements adults (18 years and older)

Contracts with these health insurers in 2025 (insured care)

The practice has a contract with the following health insurers before 2025:

  • Zorgverzekeraar VGZ, waaronder ook label Univé / ZEKUR (0101), ZEKUR natura (3361), VGZ (7095), IZZ (7095), VGZ Bewuzt (7095), MVJP (7095), Zorgzaam Verzekerd (7095), IZA (3334), NV  Zorgverzekeraar NV (UMC) (0736)
  • Zorgverzekeraar CZ, waaronder ook label OHRA (9664), Nationale Nederlanden (9664), Just, CZ Direct, PZP (Politie Zorg Polis)
  • Zorgverzekeraar Menzis, waaronder ook label Menzis Zorgverzekeraar, HEMA (3332), VinkVink (3332), Anderzorg (3333)
  • Zorgverzekeraar Zilveren Kruis (3311), waaronder ook label Interpolis (3313), FBTO Zorgverzekeringen (3351),  De Friesland Zorgverzekeraar (3358), ZieZo, De Christelijke zorgverzekeraar

If you have taken out health insurance with one of these health insurers, our practice will send the invoices directly to your health insurer. The reimbursement is “in natura”: the health insurer pays the invoice directly to the practitioner. So you won’t notice anything. However, these invoices can be offset by your health insurer against your (mandatory and possibly voluntary) deductible, if this is still outstanding.

No contracts with these health insurers in 2025 (insured care)

The practice has not concluded a contract with the following health insurers in 2025:

  • Zorgverzekeraar a.s.r., waaronder ook label a.s.r zorg, a.s.r ik kies zelf
  • Zorgverzekeraar Caresq, waaronder ook label Aevitae, Care4life
  • Zorgverzekeraar DSW, waaronder ook label DSW Zorgverzekeraar, Stad Holland Zorgverzekeraar, SZVK,RMA/RMO
  • Zorgverzekeraar ONVZ waaronder ook label VvAA, ONVZ expats
  • Zorgverzekeraar Salland Zorgverzekeringen, HollandZorg
  • Zorgverzekeraar Zorg en Zekerheid waaronder ook label AZVZ, ZEM

If you have taken out health insurance with one of these health insurers, you will receive an invoice from the practice every month showing the various health care services. You always pay this invoice yourself within 30 days in accordance with the payment conditions. You can submit this invoice to your health insurer immediately upon receipt. Depending on the policy you have taken out, your Dutch insurer will then reimburse 60% to 100% of the invoice.

Rates

The maximum rates for these healthcare services are determined every year by the Dutch Healthcare Authority (NZa). The rate per consultation is determined by the type of consultation and its duration. Our practice charges the following rates for the most common consultations:

  • Consultation from 60 minutes VGZ 89%, CZ 87%, Menzis 87% and Zilverenkruis 84.2%
  • Consultation from 60 minutes with a health insurer with which no contract has been concluded 100%

Praktijk voor Psychologie tries to inform you as well as possible about this. However, the responsibility for checking whether and how much your insurance policy reimburses for the treatment lies with you as a client. You should familiarize yourself with the policy conditions. If, after the treatment has been completed, it appears that the treatment is not/not fully reimbursed, the (remaining) invoice for the treatment will be charged to you. So ask your psychologist and your health care insurer whether your treatment will be reimbursed before you start the treatment! Praktijk voor Psychologie cannot be held liable if treatment turns out not to be reimbursed by your insurance company, for example because you have opted for a reduced basic health care insurance or have already made use of psychological care. Praktijk voor Psychologie also cannot submit invoices to the health care insurer without a referral letter. Costs that cannot be claimed under health care insurance will be charged to you.

Uninsured care for adults

Even if there is no insured care, you can still choose to undergo treatment in consultation with your practitioner. The costs of this treatment are then entirely at your own expense. The practice charges the so-called Niet Basis Pakket Zorg (‘non-basic package care consultation’) for these consultations, at a rate of €138.15 per 60 minutes of time spent. This includes both the time the practitioner spends in conversation with you and the time needed for careful preparation of the conversations and the required reporting. Please consider 120 minutes for an intake. A GP referral is not required for uninsured care.

Canceling calls/“no show”

Health insurers only reimburse if treatment has actually taken place. Are you suddenly prevented from doing so? Please call or email your practitioner at least 24 hours in advance. Appointments that are not canceled in time or that are not kept will be charged at the full rate of €138.15 per consultation.

 

 

Read our terms of payment here

  • Article 1 These payment conditions apply to all treatment agreements between the mental health psychologist/ psychotherapist (hereinafter referred to as: practitioner) and the patient.
  • Article 2 Appointments must be canceled no later than 24 hours before the time of the treatment. If cancellation is not made and if cancellations are made within 24 hours before the appointment, the practitioner is entitled to charge the patient for the reserved time reasonably and fairly.
  • Article 3 The costs for the treatment declared by the practitioner to the patient must be paid by the patient within 30 days of the date of the invoice.
  • Article 4 If the patient has not paid the amount due within 30 days after the invoice date, the patient will be given a final opportunity to pay the invoice without any increase in costs within 14 days.
  • Article 5 If the patient does not meet his/her obligations within 14 days after the date of the payment reminder, the practitioner is entitled to take collection measures or have them carried out by third parties without further notice of default.
  • Article 6 All extrajudicial collection costs related to the collection of the declared amounts will be borne by the patient. The extrajudicial collection costs are set at at least 15% of the principal amount with a minimum of € 25.
  • Article 7 In the event of payment arrears, the practitioner is entitled – unless the treatment dictates otherwise – to suspend further treatment until the patient has met his/her payment obligations.

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For companies or freelancers it might be important to know that the costs can be claimed as coaching and can thus be claimed as business costs. VAT is then added to the price.
BTW nr:  NL-001893297B02